What is Insurance Bad Faith?
Insurance bad faith can occur whenever an insurer fails to honor a claim for unfair reasons. There are many good honest claims people and companies. Sometimes there are poor agents or insurers who are not putting the insured on an equal footing as the insurer. That can lead to bad results, ones that the policy and insurer should not intend or want, but can occur for many reasons.
You need a good legal team that read and understand the policy and can make sure all parties are being handled fairly. There cannot be over-reaching by the victim. There cannot be improper denial of legitimate claims.